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Compare home insurance cover

What’s covered depends on the type of home insurance you have and your specific policy. Most standard home insurance policies cover your property and belongings in case of fire, storm damage, theft and more. Find out more about our home insurance policy options below.

Read the relevant Product Disclosure Statement (PDS) for full details including limits, exclusions and conditions that apply.

Home and contents insurance banner - young couple moving their contents into their home

Home insurance
Buildings and contents cover for homeowners

Need home insurance for a property you live in? Choose cover for your home, its contents, or both. It includes things like:

  • Cover against damage or loss caused by storm, fire, theft, flood and more
  • Up to $30 million legal liability cover
  • Temporary accommodation costs for up to two years if your home isn’t liveable
  • Electrical motor burnout cover
  • Emergency temporary repairs
  • Up to 30% Buildings Sum Insured Safeguard benefit (eligibility criteria applies)
  • Lifetime guarantee on home repairs made by our repairer
  • Contents in transit to your new residence
  • Contents cover for up to 60 days at both your old and new home when you move
  • Environmental upgrades
  • Improved security upgrades after burglary up to $500

Upgrade to include

  • Accidental damage cover
  • Portable contents cover
Get a quote now
Landlord Insurance banner - father holding his daughter in the kitchen of their rental property

Landlord insurance
Buildings and contents cover for residential landlords

Landlord insurance can cover your rental property and, if you select it, your contents too. It includes things like:

  • Cover against damage or loss caused by storm, fire, theft, flood and more
  • Up to $30 million legal liability cover
  • Cover for accidental damage caused by you, your tenant or paying guest
  • Damage caused by tenant's pet
  • Electrical motor burnout
  • Malicious damage caused by your tenants
  • Up to 30% Buildings Sum Insured Safeguard benefit (eligibility criteria applies)
  • Loss of rent if your rental property isn't liveable
  • Theft by tenants
  • Environmental upgrades
Get a quote now
Contents Insurance banner - Young family sitting on the sofa together in their home

Contents insurance
Contents cover for renters and strata owner-occupiers

Renting a property or living in a strata unit? Get cover for your belongings with contents insurance. It includes things like:

  • Cover against damage or loss caused by storm, fire, theft, flood and more
  • Up to $30 million legal liability cover
  • Contents in transit to your new residence
  • Electrical motor burnout
  • Contents cover for up to 60 days at both your old and new home when you move
  • Environmental upgrades
  • Temporary accommodation costs if your home isn’t liveable

Upgrade to include

  • Accidental damage cover
  • Portable contents cover
Get a quote now

Why choose QBE Home Insurance?

At QBE, we offer insurance cover for everyday Australians that’s easy to understand and easy to buy.

We’ve been insuring everyday Australians for over 130 years.
24/7 friendly and helpful claims service.
Up to $30 million legal liability cover.

Save 10% on home insurance!

Buy home, contents or landlord insurance online today and you’ll save 10%! Find our best price when you get a home insurance quote and buy online.

Here's what our customers have to say

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Home insurance knowledge space

Answers to your questions for insuring your home all in the one place

Owner Builder insuranceimage if man tiling kitchen splash back

If you're selling a home you recently built or renovated,
you may need Owner Builder Warranty cover. If you live
in Western Australia we can help.

Find out more

 

 

 

Home insurance frequently asked questions

Home insurance can cover your building, contents or both. What’s covered depends on the type of home insurance you have and your specific policy. Most standard home insurance policies cover the cost of replacing or repairing your house in the event that something goes wrong like:

  • Fire
  • Flood
  • Storm
  • Theft
  • Vandalism
  • Water damage
  • Glass breakage 

Home and contents insurance covers loss of or damage to your belongings as well as your home. Contents insurance covers the cost of replacing or repairing your belongings but not the building.

In many cases, you can also add optional extras to your home insurance policy to provide additional coverage. This includes portable contents insurance to cover your valuables when you’re away from home, and accidental damage.With QBE's home insurance policies, you have the option to customise your policy based on your needs – so you have the flexibility to choose the amount of cover you want within our range.


Home insurance offers protection by covering the cost of replacing or repairing your house and/or belongings if something goes wrong. When you choose a home insurance policy, you and your insurance provider agree on exactly what’s covered by your policy and how much you’ll pay in premiums.
QBE Home Insurance, Contents Insurance and Landlord Insurance cover loss of, or damage to your home and belongings caused by events like fire, theft, flood and more. You can upgrade your policy to include accidental damage cover for an extra premium.
Head to our home insurance claims page to make a claim online or call us 24 hours a day on 133 723.
This insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545). Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Product Disclosure Statement (PDS).

Need more help?

Call us at 133 723

Mon-Fri 8am-7pm, Sat 8am-1:30pm (AEDT)