Small business insurance that passes the ‘easy’ test
We know you are busy running your business and often need cover in a hurry. At QBE, we are making small business insurance simple so you can have confidence our Small to Medium Enterprise (SME) products deliver the best possible experience from cover to claim.
With a wide range of covers including Public Liability, Product Liability, Professional Indemnity, Commercial Vehicles, Personal Injury, Property Damage and more, QBE offers flexible business insurance to over 5,000 small business occupations in Australia.
Our business insurance products
Accident and Health
We understand that people have a life outside of work. That’s why we offer Accident and Health Insurance products that can protect them 24/7 – wherever they are.
Flexible cover for businesses and enthusiasts, designed by experts who know aviation inside-out. Risk management and accident prevention advice are included.
Commercial Vehicle insurance
Our flexible commercial vehicle insurance is designed to get your business vehicles back on the road as quickly as possible.
Commercial Property insurance
Cover for your client’s physical assets, from stock and machinery to their buildings and contents.
Business Insurance Packages
QBE business insurance offers tailored packages to small businesses all over Australia. Enjoy peace of mind with cover suited to your company and industry.
Construction & Engineering
QBE provides construction and engineering insurance and flexible cover for construction and engineering professionals, for projects large or small.
Quick and easy Compulsory Third Party (CTP) insurance for businesses in NSW and QLD. Insure one vehicle or a whole fleet.
For large primary producers, hobby farmers and everything in between, our farm insurance offers peace of mind in an unpredictable world.
Home and Builders' Warranty insurance
Builders Warranty protects your customer if they lose their deposit, you don’t finish the job or it’s defective. Contact us to learn more.
If there’s something that needs moving by air, sea, rail, road, post or courier, QBE marine cargo specialists can help protect it.
Our dedicated Multinational underwriters are on hand to design agile cover that meets your needs, providing protection against the global business risks.
Professional Liability and Indemnity insurance
Specialized liability insurance provides protection beyond basic liability coverage.
Third party injury, property damage and advertising liability claims can be costly. Protect your business with cover tailored to your needs.
Available for both residential and commercial strata property. Covers common area contents, the building and shared property in the event of loss or damage.
QBE Surety Bonds
Our Surety Bonds enable you to meet your contractual obligations without tying up your assets. We provide Contract and Commercial Bonds.
Trade with confidence knowing your business is protected if customers fail to pay for your goods or services.
Business insurance explained
Why every small business needs to consider public liability insurance
Public liability insurance is one of the foundational forms of insurance cover for a small business. It can protect you if someone makes a claim against you for injury or damage to property suffered because of your business.
Top trending risks in the digital eraRunning a business in the digital era can be advantageous, but it puts your security and reputation in the firing line.
What insurance do you need to start a small business?
Before you choose a business insurance policy, you’ll need to evaluate your needs and also consider what is legally required to run your company.